2025-26 FAFSA Form Now Available: Why Everyone Should Apply!

Exciting news for future college students! The U.S. Department of Education has announced that the 2025–26 FAFSA® form is now accessible to everyone as part of their expanded beta testing. This update means students and their families can take immediate action to unlock access to federal financial aid opportunities, including grants, work-study programs, and low-interest student loans.

Even if you think you’re not eligible for financial aid based on income, it’s still worth your time to complete the FAFSA. Let’s break down why submitting the FAFSA is a crucial step in your college journey.

What is the FAFSA?

The Free Application for Federal Student Aid (FAFSA®) is the gateway to federal financial aid for college or career school. Many states, colleges, and private scholarship organizations also use the FAFSA to determine eligibility for their financial aid programs. Completing the FAFSA opens the door to potential funding that can make your college dreams a reality.

Why Should Everyone Complete the FAFSA?

1. Federal Financial Aid Isn't Just for Low-Income Families.
   While income is a factor, it’s not the sole determinant of aid eligibility. Many families are surprised to find they qualify for federal grants, work-study programs, or student loans. Factors such as family size, number of college attendees, and even changes in income can impact your eligibility.
2. State and Institutional Aid Often Requires the FAFSA.
   Even if you don’t qualify for federal aid, many states and colleges use the FAFSA to award their own scholarships or grants. By submitting the FAFSA, you’ll ensure you’re considered for every available funding opportunity.
3. Scholarship Opportunities May Depend on It.
   Private organizations and merit-based scholarship programs often require FAFSA submission to verify financial need or eligibility for their awards.
4. Life Happens.
   Your family’s financial situation can change unexpectedly due to unforeseen circumstances, such as a job loss or medical emergency. Completing the FAFSA ensures you’re in the system and can update your information if needed.
5. It’s Free and Easy to Complete!
   The 2025–26 FAFSA form features a streamlined process, making it faster and simpler to apply. Most applicants complete the form in under an hour.

What’s New with the 2025–26 FAFSA?

• Simplified Form: The FAFSA has undergone significant changes, including fewer questions and a more intuitive application process.
• Expanded Beta Testing: You can now apply during the expanded beta period, giving you a head start before the final form is officially released.
• Contributor Features: Parents and other contributors can now log in to complete their sections without accessing the student's full application.

How to Get Started

1. Visit Studentaid.gov to access the 2025–26 FAFSA form.
2. Gather Your Documents: You’ll need your 2023 tax information, Social Security Number, and details about your income and assets.
3. Apply Early: Some aid is awarded on a first-come, first-served basis, so don’t delay.

Our Advice...Don’t Leave Money on the Table!

Whether you’re heading to a four-year university, community college, or trade school, completing the FAFSA is an essential step in securing the financial resources you need to succeed. The earlier you apply, the better your chances of receiving aid, so take action now!

Have questions about the FAFSA? Join one of our monthly Scholarship Planning Workshops, where experts will guide you through the process and share tips for maximizing your financial aid opportunities.

Start your college journey on the right financial foot—complete your FAFSA today!